OUR CREDIT BROKING SERVICES

IMPORTANT INFORMATION ABOUT US

We are authorised and regulated by the Financial Conduct Authority (FCA)

You can check our authorised status at any time by visiting FCA’s website at https://register.fca.org.uk/s/  and entering our name or number which is BBS Finance Ltd (FCA registration number 1002036).

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

BBS Finance Ltd is a Commercial Broker firm, that will help connect clients with SME Lenders. Our aim is to provide you with a professional and confidential service that delivers the highest possible standards. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to harjit@bbsfinance.co.uk or by telephoning us on 07932 323416 where we will try to resolve your concern at the earliest time possible. Our internal complaints handing procedures are available on request.

We are a credit broker not a lender

Whilst not all the products or arrangements that we broker will be regulated, we will at all times act in your best interests when sourcing credit based on the requirements you disclose to us. When this is agreed with you, we will provide you with information about the loan to ensure you understand your responsibilities and commitments, before proceeding.

Scope of Service 

BBS Finance Ltd is independent and not tied to any one UK lender or part of a network so it enables us to source and structure the most appropriate finance deal for our clients.

We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

We will also receive a payment from the lender who we arrange your loan with. Typically, this will be in the form of a commission payment and its amount will be determined by the lender. We cannot influence the amount paid to us by a lender nor will we be influenced by varying amounts paid by lenders. Our duty to you is to obtain the most suitable form of credit for your circumstances.

A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

BBS FINANCE LTD IS REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. BBS FINANCE LIMITED IS ENTERED ON THE FINANCIAL SERVICES REGISTER (WWW.FCA.ORG.UK/REGISTER) UNDER REFERENCE 102036

BBS FINANCE LTD IS A REGISTERED COMPANY IN ENGLAND AND WALES UNDER REFERENCE 14495335.

REGISTERED OFFICE ADDRESS: 220 WARWICK ROAD, BIRMINGHAM, B11 2NB.